Investment Management for Retirement Plans

Porter, White & Company provides structuring and investment management services to 401k and other defined contribution retirement plans. PW&Co specializes in the retirement plans of medium size, privately held professional firms where most employees can access information on their plan accounts on personal computers or networked work stations. The firm's services to this segment of the market fall into three categories.

Plan Structuring and Implementation. PW&Co works as the leader of a team consisting of management, company counsel, plan custodian, plan record keeper, and sometimes the company's actuary to design a cost effective plan system that is attractive to employees and highly effective in encouraging retirement savings. PW&Co designed retirement systems permit employee access over the internet to information on their retirement accounts, including current market value and available investment and other choices.

Plan Design and Reporting. Acting on behalf of the plan committee, PW&Co assumes fiduciary responsibility for the design of investment alternatives that permit employees a very broad choice of investments while encouraging them to adopt a diversified portfolio of fixed income and equity investments that is appropriate to their age and status. PW&Co submits quarterly reports of investment performance to the plan administrator or committee comparing investment results of plan authorized investments.

Education. Periodically, PW&Co meets with employee groups to explain their investment choices under the plan and to respond to questions they have about investments for retirement and appropriate asset allocations.

For more information on Retirement Plans, contact Goodloe White.